UOB Malaysia delivers record NPBT of RM2.5 billion in 2025

^{Ng Wei Wei, CEO, UOB Malaysia}



KUALA LUMPUR, Malaysia, May 6 (Bernama) -- UOB Malaysia reported a record net profit before tax (NPBT) of RM2.5 billion and total operating income of RM4.9 billion for the financial year ended 2025. This was driven by a 9.5 per cent growth in operating profit and a lower level of expected credit losses, supported by writebacks of non-impaired assets.
 
UOB Malaysia’s net profit before tax increased by 15.6 per cent (2024: RM2.2 billion), while operating income grew by 4.5 per cent to RM4.9 billion (2024: RM4.7 billion) backed by net interest income growth from an optimised balance sheet, better non-interest income and higher income contribution from Islamic Banking business.
 
Meanwhile, the Bank’s cost to income ratio improved by more than two per cent reflecting continued disciplined cost management across the bank while total allowances for expected credit losses declined significantly by almost 70 per cent benefited from write-back of non-impaired assets.  
 
In 2025, UOB Malaysia’s gross loans, advances and financing grew by 2.8 per cent to RM112.6 billion (2024:RM109.5 billion), supported by steady growth across both its Wholesale and Retail segments. Meanwhile non-bank deposits rose 5.8 per cent to RM121.3 billion (2024: RM114.6 billion). As the Bank continued to strengthen its balance sheet, it remained focus on growing and maintaining quality deposits, resulting in improved funding mix and higher CASA ratio.
 
Ms Ng Wei Wei, Chief Executive Officer, UOB Malaysia, said, " We are pleased to deliver a record net profit before tax of RM2.5 billion in 2025, reflecting steady income growth across our core businesses, disciplined cost management and lower credit cost. This strong performance reflects the resilience of our franchise, prudent risk management and our continued focus on building a sustainable, well-balanced business to support our customers and Malaysia’s long-term growth.”
 
The Bank’s solid credit standing and stable outlook were also reaffirmed by its AAA rating by RAM Holdings Berhad, a distinction it has maintained since 2012. Its capital position remained strong, with a Common Equity Tier 1 ratio of 14.7 per cent and a Total Capital Ratio of 17.9 per cent, well above regulatory requirements, providing a sufficient buffer to support future growth.
 
As UOB Malaysia marks its 75^th year, the Bank remains focused on deepening regional connectivity, strengthening its platforms and scaling cross-border capabilities to support customers’ growth. This is supported by the Bank’s outlook on Malaysia’s position of relative strength amid global uncertainties, backed by resilient domestic demand, a stable labour market and steady investment flows, alongside national initiatives that are strengthening economic complexity and accelerating the shift towards higher value-added sectors.
 
The Bank has also put in place its financial relief assistance programme to support customers affected by the West Asia conflict and strongly encourages customers that anticipate or are already experiencing financial difficulties to engage early with the Bank by contacting its dedicated support channels or relationship managers.
 
In recognition of its consistent financial performance, strong regional connectivity, and commitment to sustainability, UOB Malaysia was awarded FinanceAsia’s 2026 Best Bank and Best Sustainable Bank in Malaysia under the International Categories. This achievement marks the second consecutive year the Bank has secured both accolades.
 
UOB Malaysia’s recent financial performance was disclosed in its Annual Report 2025, which was published today, and is available at its website, uob.com.my.
 
About UOB Malaysia
UOB Malaysia is rated among the top banks in Malaysia with a long-term AAA rating from Ratings Agency of Malaysia. It has over seven decades of presence in the country, and operates 55 branches nationwide, offering both conventional and Islamic banking services to its customers.
 
UOB Malaysia is a subsidiary of UOB, a leading Asian bank with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets.  UOB has adopted a customer-centric approach to creating long-term value by staying relevant through its enterprising spirit and doing right by its customers. UOB is focused on building the future of ASEAN – for the people and businesses within, and connecting with, ASEAN.
 
The Bank connects businesses to opportunities in the region with its unparalleled regional footprint and leverages data and insights to innovate and create personalised banking experiences and solutions catering to each customer’s unique needs and evolving preferences. UOB is also committed to helping businesses forge a sustainable future, by fostering social inclusiveness, creating positive environmental impact and pursuing economic progress. UOB believes in being a responsible financial services provider and is steadfast in its support of art, social development of children and education, doing right by its communities and stakeholders.
 
For further information, please visit www.uob.com.my. 

Source: UOB Malaysia